Affordable Group Benefits

Without health insurance, a single illness can cause serious, and often irrevocable, financial hardship. It has been proven that employees with health insurance are more productive and focused at work, knowing that both they and their family are protected from financial loss. We offer comprehensive coverage with lower premiums for individuals with average to great health.

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    Compare Your Current Health Plan

    Our experienced Bird Dog Broker will analyze your employee census data, including age, family member participation, and your current health insurance premium. Based on this information, we will provide you with a cost-saving proposal.

    Whether you have a blend of full-time, part-time, or contract employees, we can offer all employee types the group discount with payroll deduction or bank draft for 1099 employees.

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    Offer an Affordable Plan - Replace, Modify or Provide Options

    Business owners who decide to completely replace their current health insurance realize the greatest cost savings. Alternatively, you can choose to modify your existing coverage and supplement it with a GAP plan. This approach is also a very effective way to save. We can also review offering multiple options to suit your needs.

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    Review Dental, Vision and Supplemental Benefits

    We offer numerous options for dental, vision, and hearing, as well as supplemental plans for cancer, critical illness, accident disability income, final expense, term life, whole life, and investment plans.

    Together, we will decide which products you want to offer your employees.

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    Enrollment

    Contrary to popular belief, you do not need to wait for your current plan to end. You can make the change immediately. Our goal is to have your business realizing savings on your next month's payroll. Enrollment set up can take as little as 1-2 weeks.

    8 steps for meeting your annual benefits enrollment obligations 745876

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Since the implementation of the Affordable Care Act in 2010, the cost of health insurance for employers and working Americans has increased by a staggering 58%. Over the past decade, the growth in average premiums for family coverage has far outpaced inflation, with a 47% increase compared to a 30% increase in inflation.

Smart Health Company and New Era Health